Frequently Asked Questions

At Quick400, we strive to ensure that our users are fully informed about our services and about the financial products they can request through our website. Below we have provided answers to some of the most common questions we receive from users. If you have further questions that are not answered below, please do not hesitate to contact us at support@quick400.com. We are always happy to assist our customers, and will respond to your questions as quickly as possible.

  1. Is Quick400 a lender?
  2. Does Quick400 conduct credit checks?
  3. How long does it take to request a loan?
  4. How much money can I receive?
  5. How soon can I receive my funds?
  6. What are the rates and terms for my loan?
  7. What should I do if I miss a payment or can’t repay my loan?
  8. What is the cost of a short term consumer loan?
  9. If I already have an outstanding cash loan is it possible to get a new one?
  10. When and how do I repay my loan?
  11. What happens if I'm late with a payment?
  12. How is my private information protected?
  13. When can I get another loan?
  14. Is an extension possible on repaying my loan, and how many extensions can I get?
  15. What happens if I'm not able to repay my loan?


  1. Is Quick400 a lender?

    Redhawk Lending LLC dba Quick400 Is A Commercial Enterprise And Instrumentality Of The Alabama-Quassarte Tribal Town Indian Tribe Of Oklahoma, A Federally Recognized Sovereign Indian Nation (The “Tribe”), Which Abides By The Principles Of Federal Consumer Finance Laws, As Incorporated By The Tribe, And Operates Within The Interior Boundaries Of The Alabama-Quassarte Tribal Town Reservation.

  2. Does Quick400 conduct credit checks?

    Quick400 does not conduct a traditional credit check through the three major credit bureaus, but may conduct a “soft pull” through another provider. This type of “soft pull” does not affect your credit score. Depending on the occasions, Quick400.com may conduct traditional credit checks with the three major credit reporting bureaus. This type of credit check may have an impact on your credit score. If you are not comfortable with having your credit checked, do not submit your information through Quick400 request form.

  3. How long does it take to request a loan?

    The loan request process should take you only a few minutes, assuming you have the necessary information on hand. Once you submit your information, our agents will determine whether or not a loan can be offer to you. Usually, you will receive a decision within just a few minutes of submitting your request. However, Quick400 makes no guarantee as to the exact amount of time your request may take.

  4. How much money can I receive?

    The amount of money that you may receive is determined by the submitted application. You may use the Quick400 website to request up to $1,200, but Quick400 makes no guarantee as to how much you will be approved for, or that you will be approved at all. If you are not approved for the amount you would like, you are welcome to submit another request using the Quick400 request form at any time.

  5. How soon can I receive my funds?

    Cash transfer times vary, but usually the funds can be direct deposited into your checking account in as little as one business day.

  6. What are the rates and terms for my loan?

    There is ZERO cost to use our Website. The cost of borrowing varies and is based on a borrower's personal eligibility for a loan. Upon approval, you will be presented with an interest rate and repayment terms for your review. Remember, no loan is issued unless you electronically accept the rate and repayment terms.

  7. What should I do if I miss a payment or can’t repay my loan?

    Repayment terms and nonpayment penalties associated with your loan will vary based on the initial agreement. Please contact us directly with any questions about repayment and/or missed payments. Additionally, if you anticipate being unable to make a future payment, Quick400 recommends that you contact us as soon as possible.

  8. If I already have an outstanding cash loan is it possible to get a new one?

    You may be allowed to secure more than one personal loan at any given time, but this will depend on your state's laws as well as your lender's practices. If you have an outstanding personal loan or other personal loan, you should our agents know about it before you accept a new loan.

  9. When and how do I repay my loan?

    If you have selected the convenient and secure ACH payment option, your loan payment will be withdrawn from your bank account on its due date. This option is designed for convenience and helps you avoid potential late fees or default! If you need an extension on your loan, please contact your agent before you miss a payment (additional fees may be involved).

  10. What happens if I'm late with a payment?

    Each agreement has its own late payment policy and fees. Check your loan documents for details.

  11. How is my private information protected?

    We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.

  12. When can I get another loan?

    You can use our service to get a new loan at any time (subject, of course, to state law restrictions).

  13. Is an extension possible on repaying my loan, and how many extensions can I get?

    The rules on extensions or “rollovers” will vary.. If you need an extension on your loan, make sure to contact your agent before you miss any payments. Our team will work with you to help you avoid missing payments or defaulting on your loan.

  14. What happens if I'm not able to repay my loan?

    If you can't make your loan payments on time, you may be in default of your loan obligations. If that happens, our agent may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Quick400 follows the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.

    If you can't make your payments on time, don't ignore it! Talk to your agent ahead of time and see what they can do to help you make the best of the situation.



IMPORTANT DISCLOSURES: REDHAWK LENDING LLC DBA Quick400 IS A COMMERCIAL ENTERPRISE AND INSTRUMENTALITY OF THE ALABAMA-QUASSARTE TRIBAL TOWN INDIAN TRIBE OF OKLAHOMA, A FEDERALLY RECOGNIZED SOVEREIGN INDIAN NATION (THE “TRIBE”), WHICH ABIDES BY THE PRINCIPLES OF FEDERAL CONSUMER FINANCE LAWS, AS INCORPORATED BY THE TRIBE, AND OPERATES WITHIN THE INTERIOR BOUNDARIES OF THE ALABAMA-QUASSARTE TRIBAL TOWN RESERVATION AT PO BOX 187, WETUMKA, OK 74883. REDHAWK LENDING, LLC IS CHARTERED UNDER AND OPERATES PURSUANT TO TRIBAL LAW. LOANS FROM Quick400 ARE GOVERNED BY THE LAWS OF THE TRIBE, NOT THE LAW OF YOUR RESIDENT STATE. PLEASE NOTE THAT NOTHING IN THIS COMMUNICATION SHOULD BE CONSTRUED AS A WAIVER OF SOVEREIGN IMMUNITY, WHICH IS EXPRESSLY RESERVED. Quick400 DOES NOT LEND TO RESIDENTS OF AR, CT, DC, FL, GA, IL, MA, MD, ME, MN, NJ, NY, NC, PA, SC, VT, VA, WV AND WI.

THIS WEBSITE IS PRIVATELY OWNED AND IS NOT OWNED OR OPERATED BY ANY STATE GOVERNMENT AGENCY.

THIS “PRESCREENED” OFFER OF CREDIT IS BASED ON INFORMATION INDICATING THAT YOU MEET CERTAIN CRITERIA AND IS SUBJECT TO CREDIT VERIFICATION. IN ADDITION, TO ACCEPT THIS OFFER, YOU MUST HAVE REACHED 18 YEARS OLD. THIS OFFER MAY BE ACCEPTED ONLY BY THE PERSON IDENTIFIED IN THIS OFFER AND MAY NOT BE TRANSFERRED TO ANY OTHER PARTY.

THIS IS AN EXPENSIVE FORM OF BORROWING. Quick400 IS DESIGNED TO ASSIST YOU IN MEETING YOUR EMERGENCY BORROWING NEEDS AND ARE NOT INTENDED TO BE A LONG-TERM FINANCIAL SOLUTION. Quick400 ENCOURAGES QUICK REPAYMENT TO AVOID FINANCE FEES. ALTERNATIVE FORMS OF CREDIT MAY BE LESS EXPENSIVE AND MORE SUITABLE FOR YOUR FINANCIAL NEEDS.

THE TYPICAL APPLICATION AND VERIFICATION REQUIRES A PHONE CALL WITH OUR CUSTOMER SERVICE TEAM. YOU ACKNOWLEDGE THAT BY COMPLETING AND SUBMITTING THE WEBSITE APPLICATION THAT YOU ARE APPLYING FOR A LOAN. WE VERIFY APPLICANT INFORMATION THROUGH NATIONAL DATABASES AND WE MAY PULL YOUR CREDIT IN ORDER TO DETERMINE YOUR ELIGIBILITY AND ABILITY TO REPAY. AS PART OF OUR INFORMATION COLLECTION PROCESS, WE MAY DETECT ADDITIONAL BANK ACCOUNTS UNDER THE OWNERSHIP OF THE CONSUMER. WE WILL CONSIDER THESE ADDITIONAL ACCOUNTS TO BE PART OF THE APPLICATION PROCESS.

LOAN APPLICATIONS FULLY VERIFIED AND APPROVED MONDAY - THURSDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE NEXT BUSINESS DAY. LOAN APPLICATIONS FULLY VERIFIED AND APPROVED FRIDAY BY 6:30 PM CENTRAL TIME WILL BE FUNDED AS SOON AS THE FOLLOWING MONDAY SO LONG AS THE MONDAY IS NOT A BANK HOLIDAY. Quick400 IS NOT RESPONSIBLE FOR ANY ADDITIONAL CHARGES APPLIED BY YOUR FINANCIAL INSTITUTION.

VISIT OUR WEBSITE, QUICK400.COM FOR APPLICABLE RATES AND FREQUENTLY ASKED QUESTIONS. COMPLETE DISCLOSURE OF APR, FEES AND PAYMENT TERMS ARE PROVIDED WITHIN THE LOAN AGREEMENT.

REDHAWK LENDING LLC DBA Quick400 CUSTOMER SUPPORT PHONE: (800) 359-2140.

THIS COMMUNICATION IS INTENDED SOLELY FOR THE INDIVIDUAL/ENTITY TO WHOM IT IS ADDRESSED. IT MAY CONTAIN CONFIDENTIAL OR LEGALLY PRIVILEGED INFORMATION. ANY UNAUTHORIZED DISCLOSURE OR COPYING OF THIS COMMUNICATION IS PROHIBITED AND MAY BE UNLAWFUL. IF YOU BELIEVE THAT YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR, PLEASE NOTIFY THE SENDER IMMEDIATELY AND DELETE IT FROM YOUR SYSTEM.

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